Your privacy is important to us. Learn how we collect, use, and protect your information.
Last Updated: January 5, 2026
Karma Insurance Network ("we," "our," or "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website, apply for career opportunities, or communicate with us.
We may collect the following types of personal information:
We automatically collect certain information about your device when you access our website, including:
We use the information we collect for the following purposes:
We do not sell, rent, share, or disclose your SMS consent, phone number, or any SMS opt-in data to any third parties under any circumstances. Your SMS information is used exclusively by Karma Insurance Network and is never shared, traded, or made available to outside parties for any purpose.
By providing your mobile phone number and consenting to receive text messages, you agree to receive SMS messages from Karma Insurance Network regarding:
Message frequency varies based on your application status and preferences. You may receive up to 5 messages per week during active application periods. Standard message and data rates may apply as determined by your carrier.
You may opt out of SMS messages at any time by replying STOP to any message. For assistance, reply HELP or contact us at privacy@karmainsurance.net.
You can also opt out by:
Your consent to receive SMS messages is not a condition of purchasing any goods or services from Karma Insurance Network. You may access all our services without opting in to SMS communications.
We do not sell, trade, or rent your personal information. Your phone number and SMS consent data are never shared with any outside parties.
All information collected, including your phone number and SMS preferences, is used exclusively by Karma Insurance Network for the purposes stated in this policy. We do not provide, sell, or otherwise share this information with external companies, partners, or any third parties.
The only circumstance under which any information may be disclosed is when required by law in response to a valid court order or legal process. However, your SMS consent and phone number data remain protected and are not subject to voluntary disclosure under any circumstances.
We implement appropriate technical and organizational security measures to protect your personal information, including:
However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Specifically:
Depending on your location, you may have the following rights regarding your personal information:
To exercise these rights, please contact us using the information provided in the "Contact Us" section below.
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we learn that we have collected information from a child under 18, we will delete that information promptly.
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.
If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including:
We may update this Privacy Policy from time to time. We will notify you of any material changes by:
Your continued use of our services after any changes indicates your acceptance of the updated Privacy Policy.
If you have any questions about this Privacy Policy or our privacy practices, please contact us:
Karma Insurance Network
Privacy Officer
Email: privacy@karmainsurance.net
Phone: 1-800-KARMA-NET
Business Hours: Monday-Friday, 8:00 AM - 6:00 PM EST
This Privacy Policy is effective as of January 5, 2026, and replaces any previous privacy policies.